Business Purpose HELOC

Tap your home equity — without touching your low first mortgage

A flexible home equity line of credit for business and investment purposes. Use it for working capital, debt consolidation, renovations, or your next deal — with funding in days, not weeks.

Check Your Eligibility →

Up to $750,000

Lines from $25K to $750K, with 10, 15, 20 or 30-year terms.

Funds in days

Apply online and get funded in as few as 5 business days.

Soft-pull prequalification

See what you prequalify for in seconds — no hit to your credit to check.

Investment properties OK

Available for investment and non-owner-occupied properties.*

No out-of-pocket costs

Costs roll into the line — simple monthly payments, no prepayment penalty.

100% online

Apply from anywhere, verify income digitally, and e-sign.

Who qualifies

FICO as low as 600
680+: qualify using business revenue (business bank statements)
Under 680: qualify using personal tax returns (1040s) & W-2s
Minimum 1 year in business
Primary, secondary & investment properties
SFR, condo, townhome, PUD & 2–4 unit properties

How it works

Prequalify

Soft credit check — see your offer in minutes.

Verify income

Link accounts or upload tax returns / W-2s.

E-sign

Complete online with a remote notary.

Get funded

Funds in as few as 5 business days.

Check your HELOC eligibility

Takes about a minute. No impact to your credit to inquire.

Full Name *

Phone *

Email *

Property State

Property Type

Occupancy

Estimated Property Value

Mortgage Balance Owed

Desired Credit Line

Credit Score Range

In business 1+ year?

Income Documentation

Anything else?

*All loans subject to credit approval and underwriting. Investment / non-owner-occupied HELOCs are not available in TX and NY, and other state and property restrictions may apply. Rates, terms, and funding timelines are indicative and confirmed after a full application. This is not a commitment to lend.